Remortgage Calculator

REMORTGAGE AFFORDABILITY CALCULATOR

Remortgaging to a new home loan at a lower interest rate could save you thousands of Rands over your current mortgage. Remortgaging could also be more cost-effective if you are moving home and need a bigger mortgage, or if you want a bigger mortgage to raise extra cash.

The size of remortgage you could get depends on how much you want to borrow, the value of your current property and your disposal income.

The Justmoney.co.za Remortgage Calculator will show you what your monthly repayments could be, and how much you might save with a new mortgage.

Remortgage Calculator

What is your gross monthly income

Include you and your spouse or partner's total gross income

What is the current value of the property?

What is your current interest rate? (prime is 15.00%)

What is your current bond amount?

What is your current home loan term (in months)?

To find out exactly what size of remortgage home loan you could get, you need a quote. As South Africa's banks do not publish their mortgage rates, Justmoney.co.za has teamed up with independent broker BondBusters to provide free, no-obligation quotes.

Justmoney.co.za has chosen BondBusters because it is completely independent and negotiates with more lenders than any other broker to find the right mortgage at the best interest rate. Your BondBusters Consultant will also advise you on the home loan that best suits your circumstances.


Personal Loan
A personal loan is ideal for purchases of up to R30, 000, particularly if you want to pay the loan back over 6 months, 12 months, 2 years or longer. Click here to apply for a personal loan


Debt Consolidation
If you are a homeowner, debt consolidation enables you to roll all your smaller debts into a new mortgage. Click here to find out more about debt consolidation If you are not a homeowner, you might be able to qualify for a personal loan, so click here


Debt Management
If you are struggling to make your debt repayments or you can't cope with your debt situation, debt management could help you. Click here to find out about debt management


Cheaper Credit Card
If you think you are paying too much debit interest on your credit card, then click here to search for a cheaper credit card


Cheaper Mortgage Rate
If you want a mortgage to buy a property or are looking for a cheaper mortgage, or perhaps a remortgage to pay for renovations, then click here to find out more about homeloans


Vehicle Finance
Vehicle finance can help you buy your car or truck in the most cost-effective way possible, whether privately or from a dealer. Click here to apply for a vehicle loan