Personal Loans

COMPARE PERSONAL LOANS

Justmoney.co.za helps you find cost-effective personal loans that suit your needs

Loan amounts from R4,000 to R30,000
Repayment periods from over 24 to 60 months

Complete the application form and a consultant will contact you within 4 hours (During business hours 8am to 5pm)
Or phone 0861 112 241 to speak to a consultant immediately (During business hours 8am to 5pm)

Your Personal Details:

* First name:

* Surname:

* Your age:

(You must be 18 to qualify for a personal loan)

* Your phone number:

* Cell phone number:

* Your e-mail address:

* Your ID number:

* Are you a South African Citizen?

* Are you permanently employed?

Your Financial Circumstances:

To qualify for a personal loan you must have a regular monthly income of R3,000 (proof of income may be required if you are self-employed) and have a bank account into which your salary is paid

Do you have a regular monthly income of at least R3,000?

Do you have a bank account into which your salary is paid?

Are your account payments up to date?

What is your credit rating?

* Have you applied for a loan from Direct Axis or Call Direct in the last six months?

* Do we have your permission to conduct any enquiry we consider necessary to process your application, one of these being with a credit bureau?

Your Loan:

* How much would you like to borrow:

(The maximum you can borrow is R30,000 - if you wish to borrow more and you own a property, click here)

What do you want the loan for?

(If you are struggling to make your current debt repayments, click here to find out about debt management)

Fields marked * must be completed – this helps us respond to your enquiry more quickly

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Personal Loan
A personal loan is ideal for purchases of up to R30, 000, particularly if you want to pay the loan back over 6 months, 12 months, 2 years or longer. Click here to apply for a personal loan


Debt Consolidation
If you are a homeowner, debt consolidation enables you to roll all your smaller debts into a new mortgage. Click here to find out more about debt consolidation If you are not a homeowner, you might be able to qualify for a personal loan, so click here


Debt Management
If you are struggling to make your debt repayments or you can't cope with your debt situation, debt management could help you. Click here to find out about debt management


Cheaper Credit Card
If you think you are paying too much debit interest on your credit card, then click here to search for a cheaper credit card


Cheaper Mortgage Rate
If you want a mortgage to buy a property or are looking for a cheaper mortgage, or perhaps a remortgage to pay for renovations, then click here to find out more about homeloans


Vehicle Finance
Vehicle finance can help you buy your car or truck in the most cost-effective way possible, whether privately or from a dealer. Click here to apply for a vehicle loan